Academic Research

Consumer Finance

• "Health Insurance Transitions and Use of Fringe Banks: Evidence from the Affordable Care Act " (with Anne Fitzpatrick), Contemporary Economic Policy, forthcoming. https://doi.org/10.1111/coep.12479
• "Bank Accounts, Non-Bank Financial Transaction Products, and Food Insecurity Among Households with Children", Journal of Consumer Affairs, 51(3): 631-658. doi: 10.1111/joca.12158
• "The Effect of Bank Account Ownership on Credit and Consumption: Evidence from the U.K.", Southern Economic Journal, Vol. 82, No. 1, July 2015: 55-80. doi: 10.4284/0038-4038-2013.027
• "Does 'Banking the Unbanked' Help Families to Save? Evidence from the United Kingdom". 2015. Journal of Consumer Affairs, Special Issue on Starting Early for Financial Success 49(1): 223-249. doi: 10.1111/joca.12055
  • Finalist for the best paper published in the Journal of Consumer Affairs in 2015
• "Food on the Fringe: Food Insecurity and Use of Fringe Banks." 2014. Social Service Review 88(4): 553-593 (with Alisha Coleman-Jensen) doi: 10.1086/679388
  • Finalist for the 2015 Frank R. Breul Memorial Prize for best article published in the Social Service Review
• "Health Insurance and High Cost Borrowing: The Effect of Medicaid on Pawn Loans, Payday Loans, and other Non-Bank Financial Products" (with Anne Fitzpatrick) Working Paper
  • Funded by the Russell Sage Foundation

Earned Income Tax Credit (EITC) and the Tax System

• "The Impact of Maternal Employment on Youth Crime: Evidence from the Earned Income Tax Credit" with Andrew Hanson
• "The Interaction of Metropolitan Area Costs & the Federal Earned Income Tax Credit: One Size Fits All?” 2010. National Tax Journal, Vol. 63, No. 3, September 2010: 419-446 (with Jeffrey P. Thompson) doi: 10.17310/ntj.2010.3.02
  • Winner of the 2010 Richard Musgrave Prize for best article published in the National Tax Journal.
• "Utilization of Income Tax Credits by Low-Income Individuals." 2005. National Tax Journal, Vol. 58, No. 4 December 2005: 743-786 (with Stacy Dickert-Conlin and Andrew Hanson) doi: 10.17310/ntj.2005.4.07
• “Tax Credits and Grants for Undergraduates.” 2004. Tax Notes, May 31, 2004 (with Elaine Maag)
• “Subsidizing Higher Education Through the Federal Income Tax Code.” 2003. Tax Notes, July 7, 2003 (with Elaine Maag )
  • Reprinted in The Exempt Organization Tax Review 41(2), August 2003.

Food Policy: Food Deserts and the Supplemental Nutrition Assistance Program (SNAP)

• "The Impact of Food Deserts on the Health Outcomes of the Elderly." forthcoming. Food Policy. (with Nadia Greenhalgh-Stanley and Michele Ver Ploeg). doi: 10.1016/j.foodpol.2019.101747
• "The Impact of Food Deserts on SNAP Participation and Food Insufficiency Among the Elderly" 2016. American Journal of Agricultural Economics 98(1): 19-40. (with Nadia Greenhalgh-Stanley and Michele Ver Ploeg). doi: 10.1093/ajae/aav044
• "The Downs and Ups of the SNAP Caseload: What Matters?" with Stacy Dickert-Conlin and Laura Tiehen (Current Version)
• "The Role of Advertising in the Growth of the SNAP Caseload" with Stacy Dickert-Conlin and Laura Tiehen (National Poverty Center Working Paper #12-07)
• "Food Stamps, Food Sufficiency, and Diet-Related Disease Among the Elderly" with Nadia Greenhalgh-Stanley
• "On the Road to Food Security? Vehicle Ownership and Access to Food" with Michele Ver Ploeg